Is Car Insurance In Florida Expensive

If authorities stop an uninsured motorist their driving privileges may be suspended.

Is car insurance in florida expensive. Every car insurance policy is tailored to every person s needs and quotes may be different as well. When comparing car insurance rates in florida consider uninsured motorist coverage as an add on. The average cost of full coverage auto insurance in florida is 3 125 per year or 260 monthly though rates vary substantially by location age and other elements of your driver profile. Expect to pay less if you live in nearby cities such as day fl.

But auto insurance prices are dictated by factors other than state lines. That cost more for auto insurance is detroit michigan and new orleans louisiana. Florida is consistently among the top 10 most expensive states for car insurance. One reason why florida car insurance is so expensive is that florida ranks number one nationally in the category of uninsured drivers.

Auto insurance premiums consider a number of components including your driving record credit history gender age and marital status. First off let s get something out of the way. Why is car insurance so expensive in florida. Most expensive the most expensive city for car insurance in florida is miami fl.

The cheapest city in florida for car insurance is mayo fl which is in lafayette county. The cheapest cities for car insurance with an average rate of 2 742 per year were. Auto insurance companies charge higher than average rates in many parts of florida due to the increased likelihood of claims and the state s relatively high share of uninsured drivers. Car insurance can come in a variety of coverage types that you will need to take into consideration when deciding about the kind of policy you will need.

There s no temporary license provision for work or school. Why car insurance in florida is expensive in general all 50 states adhere to similar rules and criteria that determine the average auto insurance rates. However it is important to note that there are many exceptions or special regulations that may apply on a case by case basis. Auto insurance is expensive in florida.

Florida car insurance is so expensive because of the high number of factors that increase the cost such as the number of uninsured drivers and the high risk drivers who live in and visit the state. The average car insurance rate in florida is 1 878 per year 31 6 more than the us average. Florida car insurance is expensive because florida is a no fault state so drivers must pay their own expenses caused by an accident regardless of fault. Approximately 26 7 of its drivers operate vehicles without insurance.