Is Your Car Insurance Void If You Have No Tax

If you do drive it on a public highway illegally and have an accident then the insurance company could well invalidate your insurance as you were driving other than in accordance with the law. The best way to ensure you don t fall foul of this circumstance is to make sure your mot and tax are always in date. If you have no ved road tax then the car cannot be driven on the road so your question is moot really.

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Is your car insurance void if you have no tax. Neither of them make any mention of car tax or mot certificates. Driving law changes in 2020. What modifications void car insurance. Finding short term cover from a company who will allow you to deliver your car to the garage.

Ever been asked when taking out insurance if the car is taxed why does the post office sell you 6 month cover if it would make the insurance void. You cannot drive your car for 5 days after the tax expires that s a myth except if you have bought tax online and it has failed to arrive in the post. But if you don t have an up to date mot it could invalidate your car insurance. If you plan on modifying your car in any way during the policy term you will need to let us know as this could affect the car s value or power.

However you do need to officially declare your car as unused by taking out a statutory off road notification sorn in order to avoid fines or even prosecution for unpaid tax or having an uninsured vehicle it is not enough to simply leave it in a garage. Despite your attitude i ve checked policy booklets i have for 2 different insurance companies. If your insurance is void you re effectively driving without any insurance so it s vital that you check with your cover provider. If you don t have a current mot certificate the police can issue an on the spot fine of 60 while court action can lead to a 1 000 fine.

You don t need to pay tax or insurance on your car if you aren t using it provided you keep it off the road. If you find that you re not insured to drive without an mot or tax it s worth getting a quote for temporary car insurance. When you arrange your car insurance cover you need to tell us about any modifications and optional extras on your car as not all types can be covered. Your dealer should be able to set this up for you but you ll need to have your car insurance in place before you can drive away from the showroom.

If you didn t buy the vehicle from a dealer but imported it or built it you will need to register and tax it yourself by completing a v55 4 form. No matter how much you ve spent on fully comprehensive car insurance it won t be valid if you ve allowed your car tax or mot to expire. Your car insurance is subject to amongst other stuff your car being 100 road worthy and legal if you don t have road tax then you are not insured b boll cks one needs to get facts right if you get busted for no tax your likely to get a fine from dvla but this doesnt affect anything else your insurance is valid providing you have a valid mot and drivers licence. Check if you have a valid mot for your.